Tough-Lux: 2009 Hummer H2 And 2009 Range Rover Among Most Expensive To Insure

2009 HUMMER H2 SUV

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2009 Land Rover Range Rover HSE

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Mercedes-Benz G-Class suspension articulation

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You might be able to swing quite a deal today on one of the most luxurious off-road-worthy barges, but be prepared to pay extra—over and over again—in your insurance premiums.

The 2009 Mercedes-Benz G-Class, 2009 Hummer H2, and 2009 Range Rover rank as the most expensive SUVs to insure, according to the insurance shopping site Insure.com.

The G-Class has especially expensive parts, while the H2 is known to cause way more damage than average to other vehicles when in an accident; the Range Rover, on the other hand, is a theft target.

The list also includes several more of the biggest, priciest scene-stealing SUVs that tend to be popular in higher-theft urban areas, including the Cadillac Escalade, Land Rover Range Rover Sport, Infiniti QX56, and Lexus LX 570.

One surprise on the list—a vehicle with a more modest image—is the 2009 Chevrolet Tahoe Hybrid. In this case, the Tahoe might have a higher rate simply because of higher collision repair costs.

Bear in mind, not all SUVs are expensive; you could insure a 2009 Hyundai Santa Fe or 2009 Kia Sportage for less than half of the $2,088 it costs annually on average to insure a Mercedes G-Class. Both the Santa Fe and the Sportage cost less to insure than any minivan.

Safety might have had a role in separating out the best of the best; six of ten SUVs that cost the least to insure are 2009 IIHS Top Safety Picks.

To calculate the rates, the company used a 40-year-old male driver who commutes 12 miles to work, averaging premiums across zip codes and insurers.

Follow below for the rankings:

The 10 Least Expensive 2009 SUVs to Insure

1    $832        Hyundai Santa Fe
2    $840        Kia Sportage
3    $911        Saturn Vue
4    $913        Mazda Tribute
5    $939        Jeep Wrangler
6    $964        Subaru Forester
7    $974        Land Rover LR3
8    $976        Honda Pilot
9    $976        Jeep Patriot
10   $977        Hyundai Veracruz

The 10 Most Expensive 2009 SUVs to Insure

1    $2,088    Mercedes-Benz G-Class
2    $1,912    Hummer H2
3    $1,603    Land Rover Range Rover
4    $1,584    BMW X6
5    $1,553    Cadillac Escalade
6    $1,472    Laxus LX 570
7    $1,457    Land Rover Range Rover Sport
8    $1,392    Mercedes-Benz GL-Class
9    $1,290    Chevrolet Tahoe Hybrid
10   $1,389    Infiniti QX56